BREAKING: Comey & Letitia James Cases Dropped; Michael Cannon on Health Costs | Nov. 24, 2025

Hi, Bill O'Reilly here. Welcome to the No Spin News for Monday, November 24th, 2025. Stand up for your country. Short week, but it's going to be lively. I just got a wire, just came across before I sat down, that a federal judge has thrown out the cases against former FBI Director James Comey and New York Attorney General Letitia James. The judge is named Cameron McGowan Curry. She was appointed to the position of overseeing this prosecution. She's not the trial judge, okay, by the Fourth Circuit

Chief Justice Albert Diaz. Now, the press is going to make a big deal out of this. It's not that big a deal. So Judge Curry threw it out because the Justice Department attorney prosecuting the cases named Lindsey Halligan, she used to be Donald Trump's personal lawyer in Florida. All right, she took over when the other U.S. attorney for the Eastern District, that's Virginia, said, I can't make a case. But what you need to know, and what is absolutely fair to say, is that all of these judges,

Judge Curry, Judge Diaz, who appointed Judge Curry, the federal prosecutor, they're all very liberal people. Now, I can't prove that their ideology has anything to do with this, but, you know, connecting the dots is something that we all should do. But here's something interesting about Judge Curry. She didn't throw it out forever. And the government can appeal, the government will appeal.

I think I'd be surprised by saying that Ms. Halligan was duly appointed by the Justice Department. The Attorney General, Pam Bondi wanted her. Pam Bondi has the authority to do that. So let's get going. Which I think is what's best for America.

I understand that this prosecution of Comey and Letitia James is born out of personal animus. That's obvious. Donald Trump was persecuted by these two people. And now it's payback time. There's no doubt about that.

But, big but, they both did things that are wrong. And we've investigated it. So let's see how wrong. That fair? I think it's fair. So I do expect an appeal by the Justice Department and Supreme Court might have to hear it.

And I'd put it back. Just let the thing go. Let's find out what happened there. Okay, so that's just broke. I'll be on News Nation at nine tonight. I'm sure this will be a topic of discussion.

We'll have more information by then, and it will cover it in a fair way. But I gotta tell you the truth, that whole district down there, the fourth, that's full of liberal judges. And this Kerry woman was appointed by Bill Clinton.

Been around for a long time. But you're not appointed by a Democratic president unless you're liberal. Same thing with a Republican president. You're not appointed unless you're conservative. We're lean that way.

It's the way the system works. All right, Donald Trump is going to Florida for Thanksgiving. He'll leave tomorrow. He's got two big things on his plate. All right, the first is Ukraine, more hysteria. We're gonna do that in a minute.

And then Venezuela, where military action could happen. I don't think it's gonna happen before Thanksgiving.

I'd be surprised. All right't think it's going to happen before Thanksgiving. I'd be

surprised. But it's brewing down there. So let's go to Talking Points Memo, Ukraine. So more hysteria. Somebody leaked out an outline of a proposed peace deal to Zelensky and Ukraine, and it was authored by Americans. I assume they had some NATO input, but I don't know that to be a fact. And somebody got a hold of it and leaked it to a newspaper, the Daily Telegraph, out of

London.

Whoever leaked it should be charged with the violation of the Espionage Act. And they should aggressively try to find out who tried to do this, because this is bad. So the Espionage Act basically says it's illegal to obtain or disclose information related to a national defense with the intent or reason to believe the information will be use to harm the United States or aid a foreign entity. Well harm the United States you could just prove that in 30 seconds by looking at the headlines. Oh Trump is selling out Ukraine, oh this, oh Trump is cozying up to Putin. Of

course that's harm for our country all over the world. So the person who leaked it I hope they catch him and I hope they charge him. That's just my opinion and but I think it's a grounded in fact opinion. Now over the weekend there were actual negotiations between the USA and Ukraine. No Putin. Putin's the thug, you got to understand that. He's watching back and and whatever the Ukrainians

and the Americans agree upon, Putin doesn't have to do it, probably won't. Just keep that in mind. So they're in Geneva and Secretary of State Marco Rubio is leading us and then the Ukrainians have a delegation. Ukrainians come out of the meeting and say, quote, we appreciate our American partners working closely with us to understand our concerns

to reach this critical point. We expect to make more progress. Well, that's good. I mean, you expect that. Ukrainians aren't gonna say we hate America at this point. But, you know, it's not the hysteria that the media whips it up to be.

Because Donald Trump's way of negotiating, and this is not unique, a lot of people do it, is that you put out an extreme version of what you want and then you pull back into a middle ground. That's how business people negotiate and governments too. So all the Delaire Telegraph got was the extreme version, they didn't get anything else. And the press just, you know what the press does. Now Ukraine's in pretty bad way. Reports say 200,000 Ukrainian men are dodging the draft and manpower is down big so

they don't have enough soldiers, Ukrainians. They're actually paying some mercenaries over there now. Also there's a big scandal surrounding a nuclear power company, Energatom or something like that. You remember the Biden scandal with Burisma. Ukraine's a corrupt country.

It is, always has been. Right? A lot of bribes, a lot of money floating around. Anyway, the Ukrainians are investigating themselves and one guy who is close to Zelensky has fled the country. Two others are in big trouble, Justice Minister and the Energy Minister, and allegedly they took millions of dollars to do business with this nuke power company. I don't know. All I know is that Zelensky cannot handle a scandal like this in the

middle of a war. And the third thing is Ukrainians can't advance. They can inflict some damage on the Russians, but they're fighting a defensive war. So Russia's not gonna lose the territory it's gained already. Ukrainians are just sitting up a defensive war

and they're doing the drone thing and all that. It's going nowhere. It's going nowhere. It's just a death field over there. Donald Trump just wants it over. All right?

He's not, I don't think he's going to sell out Ukraine, but he certainly wants it over. And he's looking at it and saying, Ukraine has got no power at all. No bargaining power.

None.

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Okay, health care. Healthcare. Now this is big for every American, you're paying a lot of money for health insurance, and when you go in and buy prescription drugs and everything else, costs a lot of money, right? And Trump trying to lower the healthcare prices and insurance premiums.

If he does, that will help him in the midterms. If he doesn't, Democrats will have an advantage. Simple as that. So right now there's a lot of negotiation going on. And it is almost impossible to understand it. I've read it five, six times.

It has to do with the Affordable Care Act, Obamacare. It has to do with government subsidies that go into there. It has to do with negotiations with big pharma. It's on and on and on and on. So I asked my staff, get me somebody who can explain this so even I can understand it. Joining us now is Michael Cannon, Cato Institute Director of Health Policy, coming to us from Washington, D.C.

So yeah, you got a terrible task here, Michael, because I read this five, six times and I just don't know. I hope I'm up to it. I'm going to ask my usual, simple, foolish questions. the Republicans are objecting to extending subsidies for Obamacare. What exactly does that mean?

So, Obamacare requires people who enroll to buy a lot of coverage they don't want, requires healthy people to pay higher premiums than is necessary so they can subsidize people with expensive medical conditions.

Okay, but let me stop you there. I don't have...

And the subsidies...

I don't have Obamacare. Good. I don't have to enroll and if I don't want I can buy my own private insurance, correct?

You can if you have an employer who offers it to you or you can afford it off of the exchanges but even Obamacare's regulations apply there as well.

But nobody can force you to buy Obamacare and pay their premiums, correct?

Not anymore, that's correct.

Okay, but millions of Americans choose to go into Obamacare, the programs, and they pay more, you're saying, than they should? Is that accurate?

Most people in the Obamacare exchanges pay maybe double what they should be paying because Obamacare lards up their premiums with hidden taxes and mandates that just increase the cost of insurance to them.

Why would they pay that? Why wouldn't they go to another program?

Two reasons.

Well, one, there aren't really many other options out there because the government took most of them away. But I'll have something to say about one of those in a moment. And people want health insurance. And Congress also offers people in Obamacare subsidies, massive subsidies, 80% of the premium. You can get a subsidy for this. subsidies, 80% of the premium, you can get a subsidy for this.

Some people 100% of the premium.

If you're under a certain earning level, right?

Well, right, but in 2021, Congress increased that earning level all the way up to like $600,000 per year. Those subsidies though are gonna expire. So right now people who are paying maybe 0% or 10% of their Obamacare premium are gonna have to pay

maybe 10 or 20% starting January 1st. And wealthier people earning more than $129,000 per year, maybe up to $600,000 per year, they're gonna have to pay the full premium. And that's gonna make them mad.

And it should make them mad. They should understand all. They can go and buy other insurance if they want to. It's just very hard to find other insurance, right?

Not really, because if you wanna get insurance for an employer, great, you can find that, you can do that. But if you wanna buy it directly from an insurance company, you have to obey all of Obamacare's rules. And the only exception, really, is a market that is exempted from Obamacare.

Congress calls it short-term health insurance. President Trump in 2018 expanded the amount of consumer protections that are available in that market. And what we found was that when you exempt people from Obamacare, the premiums end up being 60% lower for most people. The coverage is comprehensive and on some dimensions higher quality than Obamacare,

broader choice of doctors.

But there aren't a lot of companies that do that. You gotta, how do you find them?

Because, well, they're out there, you know, UnitedHealthcare and Anthem and other large insurance companies offer these plans.

All right, you gotta do some research.

But here's the problem. But here's the problem, is that President Trump made these more widely available so they could last 36 months and provide better coverage that way. But, and that those rules were in place for six years when President Biden rescinded them.

So right now those plans could only last four months. And if you get sick when you're in one of these plans and then it runs out after four months, you don't have any coverage, you can't enroll in Obamacare for up to 12 months.

Okay, I got it.

So what President Trump needs to do-

I don't wanna get too, all right, I got it. So Biden knocked it out and now it's much shorter. What President Trump wants, according to the dispatches we received this morning, is to extend the Obamacare subsidies, but basically keep it the same as it is now for two years. Is that your understanding?

That's what the reports say, but if he extends it for two more years, they're basically gonna become permanent.

Okay, all right, but let's-

He has to stop them now.

But Trump doesn't wanna stop them now. But Trump doesn't want to stop him now. He wants to extend for two years to get by the midterms next November. Well,

what he wants is affordability. What he wants is to be able to say, hey, I'm making health insurance affordable to you. And all he needs to do in order to do that is tell Congress, I want you to make permanent those rules that I put in place in 2018 giving people access to Obamacare exempt plans because then

premiums will fall by 50% or more for most people. So he wants to go back to the three-year window where you can get in there to Obamacare and you won't pay as

much. Well hopefully he wants to do that but he's not saying that right now and his advisors aren't putting that in front of him. He's within like inches of the cup, and all he needs is for his advisors to hand him a putter, but they're handing him a lawnmower with all of these crazy mechanisms that'll...

Yeah, nobody understands it. Nobody understands it. Okay, now the Republican Party in general does not want to expand the Obamacare subsidies that kicked in in COVID. They wanna go back to the original law, is that correct?

Well, a lot of Republicans still wanna repeal Obamacare, but at a minimum, they don't wanna expand it. If you expand it, you get into all these fights over, will the subsidies go toward abortions? Will they go toward gender transition surgeries? They're very controversial among conservatives

and they don't wanna have anything to do with that.

But I'm more interested in the affordability of it than the ancillary stuff. So right now you have this confusing battle where Americans are paying a lot of money for their insurance through Obamacare and the others too.

You say you can get a better deal, I believe you. But my question is, why don't all Americans seek the better deal? Are they lazy? Do they not know it's out there? Well, they can't really get a better deal right now

because Biden rescinded Trump's rules.

If Congress makes those rules permanent, then most people in these states will be able to get a better deal right now because Biden rescinded Trump's rules. If Congress makes those rules permanent,

then most people in these changes will be able to get a better deal. Just go over the rule again that should be made permanent. What's the rule again?

Well, we call it President Trump's 2018 short-term plans rule. And all that Congress has to do is say, look, the short-term plans can last up to 36 months. Your insurer can sell you a renewal guarantee so that it can last beyond that. You get lower price insurance, better insurance, longer term insurance, and it doesn't cost taxpayers a dime or destabilize Obamacare. So why don't they do that? Like I said, the

president's within inches of the cup and all he needs is a putter and this is a much simpler message than what his advisors are selling him. It is a much easier or better way to assuage the fears of nervous Democrats because we had these rules in place for six

years and Obamacare did not crater. I got it. Now Democrats they don't want any of that right? They just want to spend more money on Obamacare right? Higher

subsidies. But if the subsidies work then why are Obamacare, right? Higher subsidies. But if the subsidies work, then why are Obamacare premiums increasing 26% this year? Subsidies are not going to solve this problem.

So why are they increasing 26% this year? Why?

Because they created Obamacare, they sent premiums skyward, and if people see those premiums, if they see the cost of Obamacare, they're gonna be angry and they're gonna want to repeal it. And so this is Democrats signature achievement from, you know, from the past 20 years, generation. And they don't want voters to learn just how expensive and destructive Obamacare really is. But the voters already know that though. They know they're suffering on their premiums because they have to pay out of their own pocket a lot of them. Well, very few of them have to pay out

of their own pocket right now. More of them will have to pay out of their own pocket when these subsidies expire, and that's what Democrats are trying to avoid. They want to avoid that price transparency.

Okay, shouldn't the government just cap it? Just say, look, this is what you gotta pay for our health insurance. If you're in this income bracket, this is what you got to pay in that income bracket. Isn't that the way to solve this problem?

What the government should be capping is how much the government spends on health care and it should be capping that at zero. If you want to subsidize people, the least destructive way for the government to do that is just to give them cash.

That's might work in Medicare. I don't think it's going to work in Obamacare. To send them a check? I mean, I know about the Trump wants the health care tax-free accounts, where you would throw your money into a health care account, it wouldn't be taxed, and then you'd build that up to help yourself buy the premiums down the road. I got that. But you were saying the government should send people checks to buy their health insurance?

What the government should be doing with Obamacare is giving people options, alternatives, so that the need for subsidies won't even be there. It won't be as great. Because people will be getting health insurance on their own that is secure, that doesn't rely on government

subsidies. But they'd have to order that to take place, the federal government would have to order that to take place.

Yeah, Congress would have to get out of the way of private insurance companies providing people better healthcare than the government's providing.

And you really think private healthcare insurance companies would be reasonable? Because they're not reasonable in house insurance and car insurance.

They're not, they're gouging the hell out of us. There's a famous health economist at the University of Pennsylvania named Mark Pauly. He says health insurance companies will do anything for money, including being nice and reasonable. And so if you give the money to the consumers and they have to please the consumers, then yes, health insurance companies will do a better job.

But they're not doing it for home and auto. Not doing it.

There are ways that the government gets involved there as well and reduces competition in the markets for home and auto insurance. But look at auto insurance. I mean, insurance companies have been innovative in both the markets for health and auto insurance by protecting people from their premiums going up after they suffer a loss. That's what they call accident forgiveness.

You've probably seen the ads. The same thing exists in health insurance. President Trump tried to make that, did make that available to people, clarified that federal law allows that, but the Biden administration rescinded that,

which means that a lot of people are gonna face cancer patient premiums when they get cancer instead of healthy person premiums.

It's so confusing. It really is. I mean, it's almost discouraging to the fact, to the point where the normal everyday person cannot understand what the deuce is happening. And they can't. So that's where we are.

Gas pumps are confusing to people in New Jersey, but it's not because they're dumber than people in the rest of the country. It's because the government has banned self-service gas stations in New Jersey, so they don't learn how to navigate these issues. People make their own health insurance decisions, and all this will become much simpler,

and the population will become better educated about all of it.

I'm with you guys in Cato and spirit But this one is healthcare mess and this needs to be totally revamped in my opinion Michael. Thanks very much. We appreciate it I know it's a very difficult subject Thank you the cost of everything still rising and Many of us are relying on credit cards to cover essentials if that debt is piling up, you're not alone. Americans now owe more than $1 trillion in credit card debt.

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benefits. So please visit DeltaRescue.org today to learn more. DeltaRescue.org. Alright, here is a final thought of the day. I'm in a car getting driven back from New York City and the driver, good guy, hardworking guy, says, do you know Candace Owens? I said, I don't. I never met her.

He goes, well, I follow her. I said, oh, good. You know, she's on the Internet. And he goes, did you know that Egyptian warplanes were following Charlie Kirk before he was assassinated. I said, really? How do you know that?

That's what Candace Owens reported on her website. I said, oh, did she back it up? I mean, would she have manifests of flights? No. No, she did a lot of research. I said, oh, do you have any idea what that research was or where it came from? No, no, but it makes sense. This is the driver talking to me now. So Egyptian warplanes, U.S US airspace, were following Charlie Kirk because he has to fly from venue to venue. I said, let me look at that.

Let me check that out. All right. I didn't argue or any of that. Now, I don't know whether Candace Hollins reported that or not. I don't know. I know it's insane.

But I didn't wanna make the guy feel bad. But I understand a lot of this stuff is exciting, this conspiracy, I got it, but you gotta live in the real world somewhat. Egyptian war planes in US airspace, they kind of know that. That will get picked up. Anyway, I'm doing all this in the YouTube bonus. We hope you watch

it, and then we hope you let me know. Bill at BillOReilly.com, Bill at BillOReilly.com, name and town of Ushua Pine. Thank you for watching us tonight. We'll see you tomorrow. Thank you for watching. To view full episodes of the No Spin News anytime, sign up to become a BillOReilly.com premium

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