All Content

NASIB UMAT H4NCVR KARENA OKNUM INI ‼️ SUSTER NATALIA RELA M4_ T! DEMI……⁉️

CURHAT BANG Denny Sumargo33 views
0:00

I was accused of being a prostitute. I was accused of being a prostitute. I was accused of being a prostitute.

0:14

I was a nun who was ordained to the church. I was a nun who was ordained to the church. I was a to jail. We were both going to jail. Every time I meet people like us, I always tell them,

0:37

your children will start saving money in the future. But now, their future is in my hands.

0:43

I don't know how to restore the trust of the people to us. There's 28 billion rupiahs billion, gone. His sister, who I often see in the video, and Mr. Marbun. This is? The second, Cu. Cu.

1:17

This is what I don't understand. What is Cu's head?

1:19

There is his lawyer too.

1:20

So, the head of Cu is this, Bang. Cu is a credit union. Credit union is a loan-keeping corporation. We call it like that. This loan-keeping corporation is under the Aek Nabara Parochial.

1:33

This is the parochial?

1:35

Yes, this is the parochial. Underneath is the SEW. SEW is for the development of social and economic missions for the people or communities in one parochial. What is the purpose of the Shew? To increase prosperity.

1:47

So, he gives money or what? He gives savings, then borrows. Oh, he's like a corporation, saving and borrowing. But below the parish, the parish.

1:55

The parish is a church institution. If for example here, Jakarta is in the center.

1:57

In the north of Sumatra, it is in the center. In the north of Sumatera, it is the Kuskupan. Under the Kuskupan is the parochi, in short, that's where the regency is. In this parochi, one of the things we do is the stone pit. Each parochi has a mission to bless their people.

2:26

One of the ways to bless and realize this mission is through the social economic movement. The social economy of this parish is managed by the PSE, the Social Economic Development Movement in the form of a loan, only the internal people Oh, only the internal people? Yes, that's right. So not for everyone, the internal people who live under the parish

2:57

Yes, he's been running for 45 years

2:59

Yes, 45 years

3:00

No problem?

3:01

No problem, sir

3:03

That's it, it turns out that the problem is long too, Dan. Yes, how can you know the problem, at first you can know the problem of the 28 billion is missing, at first you can know where? Well, we will in December 2025, we propose liquidation. Okay, this is Adam a proposal for liquidation Yes, we are proposing a liquidation of this investment deposit

3:30

as much as 10 billion we are proposing The purpose at that time, what liquidation is it going to use? It is going to be used to develop loan to the members we want to give loan

3:43

for this CEO Yes, that's right Then we have promised for the first payment of 2M, because it is in accordance with the date of the fall of the deposit of this investment. We ask for the fall of the 2M in January, January 2026, we ask for 2M payment,

4:03

but in reality until February, the money is not flowing. I think I was in the head of the cashier. BNI's branch office was in Rantau Perapat, about 30-40 minutes from our place. 25 kilometers to that place. Then, when we asked for this chair, it didn't come down until February. So, on February 5th, we called. Because the person who served us all this time was the head of the cashier.

4:48

And we also asked for this payment to the head of the cashier.

4:54

That's why it doesn't make sense if the money is okay, it doesn't go down.

4:58

That's right.

4:59

So we called to meet.

5:00

Yes, we called to meet on the 5th. Then we reminded him again, please, this is already worrisome. Yes, want to use it. Tomorrow, the latest. I said so that on the 6th at the CRK. Okay, sister, later informed to the leader.

5:16

He didn't tell me if there was a problem, why he could go back, he didn't tell me. No.

5:22

Okay, so he just said yes, and he will inform you later?

5:26

Yes, to the leader. Then on the 6th, in the morning, he came to deliver the funds that we will use in the process. Because we, the CU, only open on Fridays, in the afternoon. Because it's only once a week, not every day, the service is only once. Friday, at that time, on the 6th, I asked for money to be sent for processing.

5:53

2 billion first, right?

5:54

Not yet, for operational. We also have money withdrawal for operational, to keep the loan with the members, sir. Hold on. First, you asked for 10 billion to be liquidated, then gradually, meaning 2 billion first, which will be liquidated, later the rest will follow, 2 billion alone has not fallen, then what was this money for? For the operational, mortgages, Friday operations, the money is in BNI too, right? Yes, right, this is part of the 10 billion, No, it's different. So, this deposit investment, Bang,

6:26

this 28 billion is outside of the smooth cash. So, there are two, right? There is deposit, there is smooth cash. So, what you mean earlier is this smooth cash.

6:38

Yes, correct. So, we want to take from this smooth cash, 200, he gives it.

6:44

200 million.

6:45

Okay. Then he gave it to me. Then I reminded him again, Sir, don't forget today, the 2M. Yes, that's right. Then I said, here's the bill. Two.

99.9% Accurate90+ LanguagesInstant ResultsPrivate & Secure

Transcribe all your audio with Cockatoo

Get started free
6:56

Then he said, okay, sir. And at that time he said, come on, all the bills, so it can be renewed. Because we don't have a bank that can immediately deposit 8M. It's been 7 years. It started in 2019, right?

7:14

In 2019, there were 2M, in 2020, there were 21M, and in 2026, in early January.

7:21

Oh, so it's a deposit.

7:23

Investment. Who's money is that? The community's money. The community's money. Oh, how can the community's money be collected, the 28M, the process? The community keeps the money.

7:33

Oh, it's like saving.

7:34

Yes, that's right.

7:35

So if it's saving, what does the community get? Later at the end of the year, we have the FHU. Like the division of labor. The H.U. The H.U. The H.U. The H.U.

7:48

The H.U.

7:50

The H.U.

8:04

The H.U. The H.U. I don't know how at that time, I gave everything according to his request.

8:05

Because he wanted to say that he wanted to renew it.

8:07

But in this, there are two monthly deposits in this ticket office. And I also gave it to the seller.

8:20

Oh, so the head of the case is a seller?

8:22

Yes.

8:23

What's his name?

8:24

Andeh Hakim Febrianza. Andeh Hakim Febrianza.

8:26

Andeh Hakim Febrianza.

8:31

He has been caught.

8:32

Oh, he has been caught? Yes. Oh, where is he now? In Surutara. I heard he's using Umbro and Foya- foya, is that true? I don't know the quality, but what is clear we got information that

8:48

yes, for foya foya it is clear for foya foya it is clear then I saw it in the news there is a person who rides an umroh

8:57

there is a face possibly like that

8:59

used for later I will show you the face, is that right?

9:02

yes

9:02

ok we continue first, So, after he gave all these tickets to be renewed,

9:08

what happened next?

9:10

After it was given,

9:12

that day, our notification was turned off. The notification was turned off from the bank? From the bank. Weird.

9:18

Well, and on the 6th, we were really busy because it was the 7th of Rabban. The end of the year.

9:29

That's when we distributed the money.

9:31

The dividends and everything.

9:33

So we didn't pay attention to the notification issue. We just paid attention to the...

9:39

Busy.

9:40

Yes, that's right. In the afternoon, I called the person. Where are you now? Then he said, oh, I'm sorry, sister. I called him and asked him where he was. He said, sorry, sister.

9:49

Oh, you're still in touch?

9:52

He said, sorry, sister, I'm on my way to Medan. I'm on my way to a vacation. I asked him where his room was. He said, it's not delivered yet. He said, sister, on the 23rd, 23rd February, he finished his vacation. Then I said, right, two bills at the same time, the last one.

10:16

Because the last one, he offered to open two deposits for the reason of achieve the target at the end of 2025, then to start a new one in 2026.

10:33

Achieve the target, who is his target?

10:35

Maybe BNI target or what?

10:37

Yes, we have to.

10:38

His reason.

10:39

Yes, that's right. Because we believe that this is a BNI product.

10:42

Don't know if it's true or not. Why don't we suspect, because the flowers always come in. So far this is a BNI product. We don't know if it's true or not. Why don't we suspect it? Because the flowers always come in. As far as this is safe.

10:49

So how long has he been working with him as the head of the caste?

10:53

Since 2018 he's been there. And there is no problem, right? No problem. We never suspect him. Because he is present as the head of the cash. His ID is a BNI officer. He served us from BNI. Then when he said later on the 23rd, we just believe it. Yes, there is no record of failure. Yes, that's right.

11:25

Well, the next time he came, while he was on leave, I still contacted him. Okay. Asking for a pickup service for this matter, right? So that the money is taken from the office, from the house, brought to the bank. And on Friday, the money was also sent home. Still with the person, even though the person was on vacation.

11:54

Which at that time could be seen everywhere, who went to New Zealand. But didn't you start to feel uneasy? Because on the 6th, when he asked for all the deposits, there was an entry to our number that we asked for, the 2M, it was entered.

12:16

Oh, it was entered?

12:17

Yes, so we believe that the chair is the investment deposit. It turns out not, Bang.

12:23

What is the notification?

12:26

There's no notification. We just because we've received the WA, that we've received the money.

12:30

So it's just a WA, the information has been received.

12:34

Yes, from the recipient. But the problem is, what was shared is not deposit investment. But? But monthly deposit. A contract.

"Your service and product truly is the best and best value I have found after hours of searching."

Adrian, Johannesburg, South Africa

Want to transcribe your own content?

Get started free
12:45

At that time, what made us most, what? I was not present as a partner. No signature. The receipt was filled by myself.

12:59

And I can check it myself.

13:01

Wait a minute.

13:02

I need an explanation.

13:03

Ready.

13:04

In 2014, SEHU I need an explanation. Okay. In 2014, SEHU had a monthly deposit. Yes. It was officially in the BNI. It was recorded in the BNI. From 2014 to

13:15

2026, the total, if I remember correctly, was around

13:21

28 billion. That was a monthly deposit, right? Monthly. Monthly, it keeps going. Flowers and all kinds of things. So, there are two clusters. Monthly deposit,

13:33

then in 2019, this client offered,

13:38

do you want a deposit from BNI with higher flowers?

13:42

Okay.

13:44

The offer lasted for about 6 months until yes

13:48

yes

13:49

then BNI deposit investment is made oh investment so there is a monthly deposit there is a BNI investment deposit

13:57

okay

13:58

the one that was going to be liquidated was initially an investment deposit

14:01

investment

14:03

but what was liquidated was a monthly deposit without any signature, or closing of the monthly deposit account without any of that that's cheating

14:13

it should have a signature a sister's signature who else's signature should be there? sister's so it's illegal it can be liquidated without a sister's signature

14:26

that's a question why is that liquidated?

14:29

that's our question too, sir

14:31

yes

14:31

right?

14:32

this sister and this notary just found out in February 2026 she liquidated in December no, it was on February 6

14:42

February 6 they just found out on February 23rd

14:46

February 23rd, 2006 when they got the receivables the receivables got 2 billion did they know that 2 billion is actually from the investment deposit

15:00

or they didn't know if it's about the location we don't say anything the receiver of this problem from investment, the important thing is the money the money from the C.U. that's what we want

15:12

the problem we solve is not the matter of the lender it's us our internal who arrange it which one we have to solve like that, Bang

15:24

earlier, the connection that was said by Mr. Jenifah. Mr. Brian.

15:27

We knew on the 23rd that the Bularan deposit was the one that was shared. Why is it like this? On the 23rd, I said earlier, there was still no contact between us, even though he was on vacation.

15:39

This is still in contact.

15:40

Yes.

15:41

On the 23rd, we know all these these events, but we still contacted him beforehand. This morning, he called me and said, Sister, have you arranged the money for today?

15:53

Because usually, on Monday, we have to arrange the money.

15:57

I said, not yet, sir, because I still have a meeting. Then he said, whyre is a meeting. Then you said, why our notification didn't appear again? I just realized.

"The accuracy (including various accents, including strong accents) and unlimited transcripts is what makes my heart sing."

Donni, Queensland, Australia

Want to transcribe your own content?

Get started free
16:14

Then I said,

16:16

yes, sir.

16:18

If so, wait a minute. Then you said, because Mr. Andi

16:24

can't be contacted. something, we don't know.

16:25

Then I called the dealer as soon as he called. I asked, Mr. Andi, where are you? Then he said, oh, sorry, sister, I'm in Medan. I'm not feeling well because I just got home from a vacation. Then when did you come in? Because I remember it was said on the update was on the 23rd.

16:45

So I came in. I said, tomorrow, I will come in. Oh, if that's the case, because Mr. Marbun called earlier, he said he didn't receive the notification. Oh, yes, I'll ask the staff, the office.

17:01

Oh, that's the only answer?

17:02

Yes, that's the only answer. Then I continued. Later, I was told to bring the money. Because there was something that needed to be kept. That's what I asked him. The result of the previous Friday's process.

17:17

Long story short, it was noon. Around 11 o'clock. The bank staff came to my house. One of them was a tailor, and the other was introduced as the new head of the cashier. He said,

17:36

this is the new head of the cashier, the replacement for Mr. Andi. I was surprised. I was surprised too. I was surprised. Especially me at that, right? I was surprised too. That's it, I was surprised, especially me at that time.

17:47

The audience was also surprised, why suddenly?

17:49

Yes, even though we just got in touch.

17:53

Yes, we were surprised.

17:55

So how can I accept it right away, there is a new employee, even though it is still new. I even said, please take the money. Money, yes. So spontaneously I asked, are you a temporary replacement or forever? Forever.

18:11

Then spontaneously he said,

18:13

it can be temporary or forever.

18:15

Eh?

18:18

Then I said,

18:19

don't play around. Spontaneously I said, then what about our money?

18:24

That's right. Then he said, if it's in? Yes, that's right.

18:25

Then he said, if it's in BNI, the money is safe. I said, sit down first. Don't touch this money.

18:31

Like that. How much is the money you want to store?

18:35

450 million.

18:36

Same, I also just touched it.

18:38

Sit down first.

18:40

This means we are in a situation of confusion. We remember because the process that started yesterday, the petition for forgiveness, the process is a bit long

18:52

It started

18:52

We were still in contact, why suddenly a new person appeared

18:57

The suspicion started to come out

18:59

What happened in the end?

19:00

Then this man came and said, oh, it's safe No, look, I immediately went to get the register. I left the list, left with me, because the bill has been taken.

19:16

So I took the list. All again? That's right, sir.

19:20

Yes, right?

19:21

It's like 28 billion there.

19:30

orang tadi disitu kok deposito bulanan

19:38

2M dengan 1M ada dua kin lagi masih yang deposito bulanan yang resmi itu yang katanya kalau ini

19:41

apa fiktif yang dua lagi itu resmi

19:46

yang dia cerkan pada tanggal 6 tapi kan saya gak tau kalau itu dari cerkan The other two are official which was issued on the 6th. But I didn't know that it was already issued. Yes.

19:46

Yes.

19:47

There are 3 M, right? So 2 and...

19:49

So if 28 plus 3...

19:51

It can be around 30, 31 M. 31, right?

19:54

Ah, that's it. So spontaneously I said, don't play around, you guys. Our money and you almost... what? Over 30. I said, oh, it's safe, then he said, take the list, then I know, this money is safe. They seem to be starting to be confused too.

20:11

What confused? Confused? Yes, confused, like you are now.

20:14

Yes, I mean, this is money, not a game, 31, the people,000, 1,900,000. It's not to be used to make a profit. It's for helping people. Where does this money go?

20:32

That's right. Then he said, calm down, sister. We, every time we come, the head of the caste, for me, for us, to see that, it's usually people who have been tested.

20:49

His name is also a special head, right? So I said, but how is this?

20:56

Calm down first?

20:57

Calm down first, Ster. I confirmed first to the chief of staff.

21:02

At that time, did he confirm directly?

21:04

No. Oh, be patient, the process of the branch. Did he confirm it immediately? No.

21:07

That's it.

21:08

And then, what happened?

21:10

Then I gave him the money. I said, well, this is the calculation, 450, give it. Then the book, after that, I immediately handed the book over.

21:20

Okay, sister.

21:22

Well, about 3 o'clock, I didn't have a appointment with the branch chief. I just remembered the book that was going to be delivered. But when they came home, I called the actor.

21:36

Andi?

21:37

Yes, that's right. I said,

21:39

Andi?

21:40

Andi. There was someone who came here, a new person. Introducing himself as the new chief of staff. How is the story? Then he said, oh yes, sister, sorry, sister. Indeed, I will be mutated, sir, like that, but

21:59

I am trying to go back there to stay. Then, how about our money? Oh, he said, how about the 3M financing? Then he said, it's safe, sister. I told the leader.

22:14

That's what I want to say. Safe.

22:16

He must have said it's safe again.

22:18

Because every time it's safe, sister.

22:20

So we can be calm.

22:22

So we don't doubt. That's right. heart already said no.

22:26

Already not good.

22:27

Then I said, if that's the case, Mr. Andi, return my money bill.

22:35

No, I said the problem is now, at that time. But when I called, I thought if I just called, there was no proof. Then I called again. Mr. Andi, please don't forget, it's on purpose, the 3M payment. At the same time, please ask if the 5M payment is penalized. I sent it, but he didn't answer.

22:59

He didn't answer.

23:00

Then after that, I said, Mr. Andi, where is our bill? If it's in Rantau Perapat, please tell me so I can go and get it. Then he answered, I will confirm it, Sister. Oh, so there was a rush, he just answered.

23:16

Yes.

23:17

Okay, then?

23:18

But fortunately this is through WIA, Bang.

23:20

Yes, so there is proof.

23:20

There is proof, there is proof that we have an investment deposit.

23:24

If not, Sister can be affected. The impression is that the nurse is playing, right?

23:29

It can be that people think there.

23:31

That's it. Fortunately, there is proof that we have this bank on that day. I repeat again, Mr. Andi, please give me information quickly. My bill. But it's not answered. At around 3 o'clock, suddenly this employee came again.

23:50

Oh, this employee came again?

23:52

Yes, the one who was the new chief of the KASIN.

23:53

And then?

23:54

Along with...

23:55

Chief of the branch?

23:56

Yes, the head of the branch and the representative.

24:00

Well, it's the same, the question I finally asked,

24:04

what's going on? What is this? Well, that's the same, Bang. That's the question I finally asked.

24:05

What is it, sir? Then the stories were introduced, Sister. That's how they usually introduce it. We understand, polite, understand. Actually, we've been here often, Sister.

24:22

Oh, my God.

24:24

Service there, bringing money to PTP Nusantara 3. But unfortunately, we were never introduced to the church. I said in that situation, we are priority customers. Then this man answered me, if it's always like this, sister, there are still many other customers, he said.

24:48

Oh, right? But, yes. What do you mean by that? It means we are not the priority customers who are still above their size. But where did he come to? Then after that, he said, So, what do we do now, sir? Then I asked, he introduced me to this man, he said, Sister, on this day, the anti-judge of Pembriancak

25:18

is no longer a BNI officer. Then after that, he immediately continued. And the product that was offered was not BNI product.

25:33

Oh my God.

25:36

I may have 5 minutes,

25:38

I didn't realize it.

25:39

Oh, you're tired?

25:41

Because it's so heavy. I can't describe how heavy it is to bear this. To bear the breath of 1900 people, that's all for me. Not even a rupee, I don't have my money there. I'm a nun who is a servant of God, I don am not married, I do not have any personal wealth, but I have to be responsible for the money of the people.

26:11

The trust of the people is important to me. The church believes in this, and the people want to save money because they always say, we believe because nuns save money. We believe that it was because of the money that my sister kept. I remember that time, the water was in front of me, and the woman who was with me

26:37

was rubbing her hands on mine. Then I said, Where is he? Where is his house? That was the spontaneity I said.

26:51

You were angry.

26:52

Yes, I was angry.

26:55

Then...

26:59

Drink, sister.

27:03

1900 people. it's heavy, it feels heavy.

27:14

And at that time, I was bold, I called the driver, I said, let's go to his house, The key is in her hand. Show me her house. I went there. I told my two sisters, a woman like us,

27:38

to search the house that has done evil to us. I was so scared. At that time, the people in the house,

27:56

the people from BNI Bank, showed me their house.

27:59

They accompanied the driver of BNI Bank,

28:02

and the chief of KASINI, showed me their house. your sister go there?

28:08

Yes

28:10

Did she meet him? She didn't meet him because her phone was in the middle of the field But I remember this deposit was first I wanted to chase after it

28:22

The one who met him was his wife. Oh, his wife. His wife was there. His younger sister was there. They must have been surprised, or not?

28:33

They were not surprised at all. They just said, why hasn't Andi come back yet? He's still in Medan. So I asked, when is he coming back? Because we didn't say anything about this.. Because we didn't tell him about this problem.

28:47

Oh, you didn't tell him.

28:48

I didn't tell him.

28:50

Then...

28:51

They didn't ask you what the problem was? They didn't ask you, what's the matter, why are you here?

28:59

No, they didn't.

29:00

Then I asked,

29:05

He gave it to me. I asked him to connect me to his father. I asked him about everything.

29:16

Like a message?

29:18

But he didn't reply. I said, I just need our tickets. Returned. I even said, if there is any misunderstanding about money with Mr. Ande, let's settle it in a brotherly way. That's how I made a way to his wife.

29:41

It means to open a good way.

29:44

Yes, that's right. So that he doesn't have to be afraid to finish it. That's right. At least return my ticket, Bang. So that there is proof that I did it. That's my real goal.

29:53

At that time, the thought of the nurse was already wrong, right? Because giving the ticket was at the beginning. That's the biggest burden. That's the biggest burden. That was the biggest burden. Why? I thought it was because of the law.

30:06

There was no evidence.

30:08

My sister thought she could be imprisoned because of this, for the next few days. My sister had a chance to pray with God at that time.

30:20

When I was about to leave to her house, I told one friend's sister. I said, I was going to jail. Mr. Marbun didn't know about it either.

30:43

I was afraid scared, I told him.

30:48

Why were you so scared?

30:50

Because he was in the field. And he had to drive from there. I was so scared, I panicked. I had to hurt him. Not only his family, have been hurt, but also this man. He was in a hurry, why did he hit him?

31:08

That's what I thought first. And what makes me really sad is that every time I meet these simple people, what they only get to get some rice, they have to work hard, I always say, I want your children not to suffer,

31:33

school, education that can eradicate poverty. That's all. If you want to go to school, let your sister help, show you where, but save.

31:44

So 10, brought 10,000 rupiahs each time. We brought a slip, a book, a station, a station, as you said, when we gathered like that,

31:56

I always said, let's go, 10,000 rupiahs. If they said, we don't have it yet, It's only 10,000 rupiahs. It's for your children. It's for your children. So, every time we come home from work, we have to borrow money from the people. That's what makes me feel so burdened.

32:17

I always say, let your children save money. So that you can live a decent life. Through CID. But now, their future is in my hands.

32:56

So, from the story earlier, I'll go to Mr. Brian first. Yes. In the end, this actor didn't return the bill. We got information, sir, when our client our client, Mr. Manotar, and two pastors have been checked, sir, in this case. Yes. That billiard was

33:14

thrown away, burned by him. Ha! Burned by him. In one place, I don't know where, but clearly, I think that's his business place. The billiard was burned. Wait a minute.

33:26

Billiard is actually money, right? Yes, it should be like that. If it's not fictitious, it's true. If it's burned, it's fictitious. Yes, that's it. That's why, as I said earlier, when the new head of the cash office came, you asked,

33:47

we have money in the investment deposit. Yes. Well, it was explained to the head of the branch that BNI has never issued an investment deposit. So the investment deposit is a deposit is only 28 M, which has been cooperated with Mr. Andi as the head of the trust, which is always stored, the money is never recorded in the BNI bank,

34:20

right? That's right, sir. We don't talk about it directly.

34:23

That's right.

34:24

But what we need to clear is, Mr. Izin, you said saying that's how it is? That's right. We're not directly talking about it. That's right.

34:25

But what we need to clarify, if you don't mind.

34:28

Yes, please.

34:29

You said that working with Mr. Andi is not a form of cooperation. So, Mr. Andi as the head of the special office, who holds the CEO's customers, he has access to the CEO's accounts, right? That's right. the CEO, he has access to the CEO's account, right? Correct. He can see all the activities and so on. In 2019, we flashback again when he offered,

34:52

in 2019 they offered to Suster and Mr. Manotar, this is a BNI investment deposit. He always delivers BNI investment deposit.

35:02

He uses BNI, right? Correct.

35:04

BNI investment. Correct. And said it was an official BNI investment deposit He uses BNI and investment

35:06

and says it is an official BNI product with a higher flower rate Wait a minute, let's clear it up too Mr. Andi Hakim is it true that he is a person

35:18

who works under the BNI Right Valid, yes, it means he works in BNI

35:24

Okay Then he said that BNI. BNI. Okay. Then he said that there is a BNI investment program. True. Okay. He represents it.

35:32

True.

35:33

Which will eventually be found out from other BNI sources if there is no such program.

99.9% Accurate90+ LanguagesInstant ResultsPrivate & Secure

Transcribe all your audio with Cockatoo

Get started free
35:39

Yes.

35:40

Okay, now I want to ask.

35:42

Is there a program or not?

35:44

Finally. There is it's not. No, it's not? No, it's not.

35:47

So, the 8 billion that is always in the story, where is it, Bang? It was moved from the... It's in the primary, Bang.

35:53

Sometimes the primary is in the affiliation fund, as far as I know. Yes, I didn't meet the actors when I was checked, Sister met the perpetrator? Yes, twice. What did the nurse say when you met the perpetrator? Well, I think I need to tell you about this process. When I found out about this, I was the only one who knew about this information from my sister at home.

36:27

And then the next day, Mr. Marbon found out. Because I couldn't do anything for one night.

36:34

So one by one, you found out.

36:36

Because I asked him, at 4 in the morning, I called him. What time are you coming home? He said, at WIAT. He said, at WIAT. But I started to doubt. But I started to doubt.

36:51

I called him. I called him. I said, no, sir. I said, no, sir. I said, no, sir. I said, no, sir. I said, why, Nurse? You're always like that. If we want to do something, you always respond quickly and do it.

37:08

Finally, I said, Sir, Mr. Andi is no longer a BNI employee. You're so slow. Then our money? That's the deposit. It's not BNI's product. You immediately cried on the phone.

37:27

He was like, Sister, let's go to jail, sister. That's it, it's spontaneous. And that's what's been going on here. Let's go to jail, both of us. Because every time we close the book,

37:42

every time we check the deposit, my husband always said, Nurse, is our money safe? It's safe, sir. It's safe, sir. People don't have papers with me.

37:55

The proof is there, so it's safe there. Except for the one in this bag, or I closed the book, I didn't count it properly, it's not safe. So, when she saw the evidence, she burned it, and the evidence was gone.

38:12

But the numbers were recorded.

38:15

I already inputted the numbers, the ones she asked for. Recap.

38:20

But where do you want to confirm the recap? Because it's not recorded in the bank.

38:24

That's it, sir. I've already recorded everything. But where are you going to confirm the recording? Because it's not recorded in the bank.

"The accuracy (including various accents, including strong accents) and unlimited transcripts is what makes my heart sing."

Donni, Queensland, Australia

Want to transcribe your own content?

Get started free
38:25

That's the bank. That's the truth.

38:27

That's right. This is human.

38:30

Then I told my father, Sir, you're being picked up by a driver, right? No, ma'am. I'm just a servant. Because it started in the afternoon, at 3 o'clock in the afternoon,

38:43

before Monday. I was waiting for my husband to come home. I didn't know what was going to happen to me. My sisters always told me, don't die now. It's the same. If you get sick, you'll be in pain.

39:04

But I told them, I was in a bad condition. I was in a bad condition. I was in a bad condition. I was in a bad condition. I was in a bad condition.

39:24

I was in a bad condition. I was in sorry, sir.

39:28

Marbon came to our place. We were talking in the chapel. In the prayer room, there was a priest who told Marbon's whereabouts. Sir, everything is gone.

39:43

So, the person who was been arrested, has been suspected, is in prison, waiting for the trial process. True. Has the case been filed?

39:54

Not yet, not yet, still in the folder. Okay, but it's been filed, it's been here, it's been suspected, right? It's been filed for a trial, I don't think so. Not yet, not yet, not yet.

40:04

Not yet, not yet.21? Not yet T21.

40:05

In a little while?

40:06

Probably like that. Is there a barrier? The barrier so far, we really appreciate it, the investigators and the police, very fast. We can deliver it very quickly.

40:17

And this is what we need to say here, there is a moment when the suspect was arrested from Malaysia if I'm not mistaken because he ran away from Australia So this is it, on February 23, when he was arrested, he took the ticket to the police station that was his plan to leave

40:42

abroad Wait a minute, Boss This ticket There is no content, right? the the money was already in the bank. So, he already had a plan or a scenario to trap the nuns and people who knew about this money because there was no evidence. That's my assumption. But there are still two.

41:18

Well, coincidentally, the other one is left. Oh, there is.

41:23

Because, sir, in the... Oh, in the nun's stuff? left behind because it's like this

41:28

in the oh in the nuns, the stuff?

41:30

no, with the pastor there is one, because there is a bill on the name of the congregation or their union actually not in the nuns brought to Padang

99.9% Accurate90+ LanguagesInstant ResultsPrivate & Secure

Transcribe all your audio with Cockatoo

Get started free
41:40

how much is it worth? 500 million

41:42

oh so there is an example

41:44

yes, that's right, so there is a. So it's not said that the nuns are sometimes there.

41:49

But there are also many witnesses. Many.

41:51

Mr. Marbon is a witness. Yes. The nuns are seen. The nun who is a witness. The people are also witnesses, have seen it too. If the people are there, but not all. Not all. But there are those who see it. So there are witnesses. So there are examples of tickets even though they were burned. So God still gave a clue. Wait, continue first.

42:06

Okay, I'll continue. Yes, continue first. Okay, on February 23rd, he had prepared the scenario to go abroad. Okay, after that, on the date, if I'm not mistaken, March 30th, he was arrested. When he was arrested in Malaysia, he made a story.

42:31

He said, I was working with an investment company with a CEO, Mr. Manotar, he said. And his sister too.

42:40

His sister?

42:41

So he pretended that this was not a fake deposit or a fictitious deposit, but a cooperation between the CU and Andi Hakim as a person. Oh, not as a employee of Bank BNI.

42:54

Correct.

42:55

Which one? The money? Which one? The money turned out to be all in his account. Yes, the question now is what kind of cooperation? Well, that's what he said yesterday. That's why when Mr. Manotar and the pastor were checked, especially Mr. Manotar,

43:14

it was confronted, it was confirmed directly. Is it true that there is no investment cooperation? Oh no, there is none at all. There is between you and BNI.

43:23

That's right.

43:24

He will be a BNI employee, right? There is no such thing. There is only between you and Benny. That's right. He is a Benny employee. There is no such thing. He is a personal or individual. There is no such thing. He admitted it like this, Bang.

43:32

There is a flow from me to Mr. Manotar. Okay. There is a donation from me. There is a cashback from me when the deposit of funds in the fictive deposit, the Benin investment deposit, was as big as 9 million per 1 billion. Yes, to Mr. Manotar Marbun?

43:49

Yes.

43:50

Oh.

43:50

And it was confirmed, sir, that whatever he was given to Mr. Manotar, it was his intention to add that investment. Oh, so he threw it to you. Yes, that's right.

"I'd definitely pay more for this as your audio transcription is miles ahead of the rest."

Dave, Leeds, United Kingdom

Want to transcribe your own content?

Get started free
44:03

I heard that the BNI has a good intention from this incident to return the value of 7 billion as a loan.

44:14

Is that right?

44:15

Yes, that's right. This is after there has been a speak up on this issue, right?

44:21

It has been mediated 6 times first, sir. 6 times mediation, 1 time of action. So finally he said, let's give 7 billion in tax money. Yes, but there is a process there.

44:33

But no, 7 billion is not equivalent to 20, 30, 31. Then from BNI itself,

44:45

it didn't affect that person.

44:47

From BNI, it reported this person. Oh, reported? BNI reported. Oh, thank God.

44:51

BNI should have carried out a strict action to report this person. Right. Because it harms BNI. That's one. Because this is a cognom. Second, how to solve with these cases structurally?

45:05

Because BN is under BUMN. That's the question. I heard you met with the representative of the BUMN minister. Is there any good news or not? Actually, we appreciate it, Bang. The representative of the BUMN minister invited us to meet.

45:24

And we also thank the Catholic priests who bridged this matter. Actually, the principle that I really appreciate about Mr. Wammen is that he conveys the words of condolences and apologies as a form of condolence to the problem between the Central Union and the Indonesian Nationalist Party. That's what the Central Union has never got from the head of the branch, or the head of the region of North Sumatra. Oh, I see. From the head of the region, there is no heart, I mean, minimal, like,

46:09

oh, poor thing.

46:11

We have never heard that word. Why don't they, how is it, sir? Before going there, before you asked about the goodwill of the fund,

46:25

I need to add something related to what you said earlier, that the donations, when BAP Pamanotar was confirmed by him that the donation was not personal money, it was money from the COO. So he accepted it,

46:41

for a fictitious deposit, he was given, blah blah blah, that's the money too.

46:45

I understand that.

46:46

So he's not a money thief, in short. That's right.

46:48

The result of the scam is played.

46:49

Yes, and actually, if we break it down, actually the gifts are also from our money that was

99.9% Accurate90+ LanguagesInstant ResultsPrivate & Secure

Transcribe all your audio with Cockatoo

Get started free
46:50

taken.

46:51

I have an account, my wife too, there is something taken, given as a gift, but taken from there.

46:52

So your money is the most important. I have an account, my wife too, some of it was taken, given as a gift, but taken from there. So it's just your money. Yes, that's also... Then the cashback money you think from this BNI, you also don't enjoy it, you use it to help people. So you guys are actually confused.

47:20

What is all this? The biggest confusion is definitely now is not a problem in prison anymore, it is something that must happen. How much money? I understand, right?

47:34

If he wants to be in prison for 100 years, how much money?

47:37

But, I understand. But, let me add a little bit. That actually this actor represents the BNI. We can save money, we can make this investment deposit because he is BNI. I understand. Always with all, with BNI ID card,

48:08

with his office as the chief of staff, then flowers are sent at the right time every month, then we don't have this. So now we are not actually to the perpetrator, to the bank, the bank must be responsible because the person who sits there is a bank, BNI, BNI representative.

48:37

He is still attached to his status. Yes, we keep the money there because of BNI. So now people think a lot of perpetrators. The perpetrator is the matter between BNI and the perpetrator. So we are now urging BNI to return our money. Return the money of the people who have more than 1,900 for their needs. Now they need their children to go to school, to continue their education.

49:09

Some of them are sick, and there are many other things. So, we as a customer, CU, Paruki, and Gereja, we ask BNI to return our money immediately. The problem between BNI and the perpetrator is because it is his or her responsibility, BNI must decide.

49:37

We demand BNI to return it. Because this perpetrator has many modes. For example, if we're in a rush, he makes a bag, it always has a BNI logo.

49:50

So he uses BNI as a tool for manipulation.

49:55

Yes, like that.

49:56

Wait a minute, I have a question. Do you still have the money?

50:00

I don't know.

50:01

No tracking? No, that's it. Why can't you track? It's not that I can't track, we got a statement that all of that has been bought, land, all kinds of things. Yes, it can be tracked. Only, credit.

50:16

The flow of funds to the wife?

50:17

There is.

50:19

That's why it's being tracked by investigators and they also heard from us that there is a process for the TPPU Oh yeah, now if there is a TPPU, you can check the flow of funds, you can break it down, you can know and you can tell, BNI will definitely see it from one side, we don't take your money, they can definitely see it from that side, so I don't take BNI's money. How can I not take your money, I have to return it.

50:56

That's the logic. So we have to see in the BUMN structure, is there a legal condition like this where it can make BNI or urge BNI to take a fund recovery action? Already.

51:14

Already got it?

51:15

Let me tell you. So in article 1367, the TOHA data is related to vicarious liability. There is a counter-response not because because of a mistake, but because of negligence. Why negligence? Because BNI does not monitor people who work in that institution. That's the first.

51:33

The second is POJK, Financial Service Authority Regulation No. 22, 2023, about consumer protection and the people in the financial service sector. In Article 10, verse 1, it says that the employees of the financial services sector,

51:50

directors, and others who commit illegal actions that cause losses to customers or consumers must be held accountable.

51:58

Oh, there is.

51:59

Clearly.

52:00

Okay, I'll add.

52:02

That's clear.

52:03

Yes, sir. Actually, in this problem, the money is clearly in BNI. We have never given cash money to the perpetrator. So it all looks like in the reckoning process, that from the cash, this money was taken from the cash. Moved.

52:27

Moved. And the transfer was actually not required. After now we see it is not required. So the bank has to be responsible. So there is a blank. The signature of the bank is blank.

52:44

But there is a Benny logo.

52:47

Benny Bang, that's Benny. But blank, empty, later he will fill in the date himself, fill in the amount and the explanation. And after we see it now, the potter is actually a problem, Actually, it's problematic. Because the one who signs our hand to withdraw, should be in front of the teller. Never give a receipt. We should give a receipt so he can withdraw. This is not.

53:17

We sign the empty box, but he can withdraw money without a receipt. This is the process in the bank. So, it is actually seen that the currency of the Quran is shifted from cash or withdrawing monthly deposits to go into investment. So we actually think that

53:44

after being taken from the cash flow, it is automatically put into the investment deposit, like that. So if I catch it, you store it to the account of BNI, then the BNI account is taken, the money and moved it to which account?

54:05

Replacement.

54:09

His account.

54:10

We can't make sure of everything right away because there is still a process of verification. This must be solved because we don't want to make a mistake. That's the main thing. Well, he had access to our big account. When he saw almost 8M, 9M, he always said, Sister, it's not big anymore.

54:36

Give us more. We add more, okay? Well, then he said, This is a little flower if given smoothly.

54:48

Here are many.

54:49

Yes, here are many. There will be cashback later. But actually, we never expect cashback. We just want to wait for the flowers. Why?

55:03

Because these flowers are what we will give to our people.

55:07

As for the caseback, until now, not all the casebacks have been given.

55:13

We have never demanded it.

55:15

It's not being chased. Because what is being chased is the obvious. Because the flowers will be distributed at the time of dividend sharing. Yes, that's right. So that's actually what we're waiting for. So, because he has this access, he can always and always know when we're really busy,

55:35

especially me, when I'm about to leave the service, come and ask for a signature, like that always. I've recently realized hand signs, like that always. Well, I also realized this lately, if later this BNI says there is no cross, no, because this is true, from our cash, everything comes out,

55:56

it means there is no cross in the BNI system, the money, right? If he is a Dalil, right?

56:02

Even though he hasn't said that yet, right?

56:05

Yes, if it were said like that, Bang.

56:07

It's impossible, because it must be through that. We have proof.

56:11

Then the second, in our process of mediation, Bang, it is always said, we can't verify yet, help us find, give supporters first supporters like that, even though we are still in the first report, we are on the 24th, only we met first, on March 2nd we have made a complaint, on March 3rd we met with the regional head, again, it was said, we have made all the summaries complete with supporters. We even recorded all the attractions that we think, because we see, not in our process,

56:55

besides on Friday, the number is never as much as that for the operation. We broadcast everything. Again, every time mediation, that's what are asked for, they are the support evidence to us. What else? Which is for us disappointing. If it's said as proof, the access is with them, all of it.

57:16

If it's said as proof to check with them, why is it all data? I want to clear this money problem first, the flow, means the money you store or in the deposit investment and monthly deposit you store it to the BNI account, yes, right, 100% yes, yes, it means it's through the system it's impossible, so if say, the term is like this,

57:45

how do we know that the total is like that? Where is the proof? It's impossible, right? It can't be proven. That's what it means, right? Up to here I understand. This means that this problem must be solved by the BNI internally

"Cockatoo has made my life as a documentary video producer much easier because I no longer have to transcribe interviews by hand."

Peter, Los Angeles, United States

Want to transcribe your own content?

Get started free
58:00

to be able to return and restore their good name. That's the point, right? If the BNI Central Office can't do that, then it must be taken over by the BUMN itself.

58:11

Is that so?

58:12

Actually, it should be like that.

58:16

But clearly, BNI must solve it itself. If possible. If possible.

58:20

Actually, it's not a matter of if it's possible, if you want to. And there must be a push. Yes, it's not a problem if possible, if you want. And there must be pressure.

58:25

Yes, that's it.

58:27

I'm sorry, I have no interest in BNI and I don't want to spoil BNI's image. I don't have a BNI campaign to badmouth BNI, no. This is a coincidence that I am involved in that problem. If I look at it more broadly, that BNI is not wrong here, but their position is tied to their responsibility to their employees, which this picture must be corrected.

58:55

Yes, it's not BNI who took the ognum, but this ognum is in the BNI area and there are rules there. Do you understand? So that it's clear. So people don't see it as blind. Because of that, because there are rules, the BNI, whether they want it or not, must follow the rules you just mentioned. And if not, then this will be challenged in court

59:18

and will become a jurisdiction.

59:21

Okay.

59:23

It's hard, isn't it? I thought it wasn't this hard. I can see the tears in the eyes of my sister. God calls me.

59:31

Help me.

59:34

I thought 1,900 souls there believe that God is good. But if it's in this condition, maybe their hearts will be hurt. Not only the nuns will be the reason for their disappointment, or the priest, or the people around them. But they can be very disappointed with the fact that

1:00:01

God said, later on, He can improve our lives. Like that. God said, it will make our lives better. That's what it said. Sister, as a closer, is there anything you want to say to the 1,900 people?

1:00:16

First, for me, for us, for our people, I am very grateful. This problem has been going on for over a month. But the people are still working together to solve this problem. Even if there are a few people who are starting to comment, maybe 10 out of 100.

1:00:57

That's for the people. And my hope is that people will be patient. Even though I know that being patient is not easy. Especially in this month. I have already owed 5 people, sir. Since this problem.

1:01:21

Because every time someone asks me to pay for the hospital bills, I look for a place to

1:01:29

I don't do that.

1:01:30

Please, lend me your money first. When this problem is solved, I'll pay. I can't let the people die in the hospital. I can't let the people die. The people's children don't pay the bills. We need money.

1:01:55

We need 30 million.

1:01:57

If we have the funds, we can use it. Yes, we can.

1:02:02

Have you paid the debt?

1:02:04

Yes, it should be if there is a fund, it can be used.

1:02:06

Yes, it can be used.

1:02:07

Have you been in debt? Yes, I have. Some of them were borrowed by my sister with a family that has money. Please help me first.

1:02:20

I believe. God doesn't close the road, sir. And my presence in Jakarta is a miracle. I never imagined that from Bang Denny, I would be called. I stepped on this Jakarta in the midst of the suffering of the people. I hope that our people are patient in this process, even if it's not easy.

1:02:47

It's not easy for me to understand because I also come from a poor family. I understand. I know how hard it is to find money. I know how my mother used to find money. I know how my mother and father used to torture me.

1:03:12

I'm sorry for our people.

1:03:17

I hope they are patient.

1:03:19

But I'm begging you, sir.

1:03:21

Help us.

1:03:26

I'm sorry. I hope they are patient. But I am begging you, sir. Help us.

1:03:30

Okay.

1:03:31

For whom?

1:03:33

Maybe ask for help with our conversation tonight, sir. Especially our state officials. I don't understand politics, sir. I don't understand the responsibility of this country, sir. But I'm sure that if we get help from DNI Bank, maybe we can help them to show us the way. Please give us our money back. Give us their breath back. They also want to be successful. I'm not a prisoner. Please give me my money back. Give me back their breath. They also want to be successful.

"Your service and product truly is the best and best value I have found after hours of searching."

Adrian, Johannesburg, South Africa

Want to transcribe your own content?

Get started free
1:04:10

Their children also want to go to school. Now I'm in a fight with the 1,900 people.

1:04:21

Okay.

1:04:23

For you, is there anything you want to say to your wife?

1:04:28

I beg you, sir. Please open up. Open your heart, sir. If it's for clarification, for verification, we appreciate it. But, let's sit together, sir.

1:04:51

Let's sit together, sir. Take us.

1:04:59

Okay.

1:05:01

Okay. That's enough, right?

1:05:04

So, we've got all the points. From me, we will help the government in a public way, so that there is also social pressure, which can ultimately result in good policy for both parties. And for the related parties, from BNI itself, I hope there will be a clear message.

1:05:32

We hope so. And for 1,900 souls there, I believe this, when one person prays, maybe it just knocks. When two people pray, maybe they just knock. When two people are praying, maybe they just open. But if 1,900 people are praying together, I'm sure the door to the kingdom will be opened.

1:05:57

We think together, Sister. We think together, the hope, 1,900 people, I think this is the best opportunity for BNI. If I see it, if BNI is called here, I'm sure a lot of people will save in BNI. Trust me, lose so lost, the more will come.

1:06:26

I hold it like that. Because all good will be repaid by good.

1:06:32

Thank you. Thank you.

1:06:34

Thank you.

Get ultra fast and accurate AI transcription with Cockatoo

Get started free →

Cockatoo